Why File Bankruptcy?

Everyone can experience unexpected rainy days. Our attorneys can be your umbrellas during your stormy season. By helping you to file Chapter 7 or Chapter 13 Bankruptcy, we can help you manage your credit card debts, medical bills, tax collection AND keep your important properties such as your home and car.

Q. Would filing bankruptcy RUIN MY CREDIT?

Many times, filing bankruptcy actually helps your credit in the long-run. It is true that the record of you filing for a bankruptcy will be on your credit report for 10 years. If you have outstanding debts that you cannot payoff and continually being late in paying off, your credit score will suffer month by month. As soon as you file bankruptcy, your creditors can no longer report your lateness for paying off the debts and your credit score does not suffer anymore. Contact our office to discuss how you can start the process.

Q. I already filed my bankruptcy once. Can I file it again?

You may qualify for the second or third bankruptcy depending on the type and timing of your first filing. Discuss your options with our lawyers to find out whether you can file for your subsequent bankruptcy.

Our Team speaks Spanish, Mandarin Chinese, and Korean. Regardless of your language, age, nationality, and size of the debts, our team will guide you through the process of erasing your debts step by step. We help clients in New Jersey, New York, and Pennsylvania.